We’re among the top banks in the United Arab Emirates. We offer our individual, corporate and SME customers banking and financial services through our extensive network of retail, corporate and SME offices and branches.
We’re also growing internationally, with branches in Qatar and Kuwait and having acquired a bank in Egypt. In 2008, we became the first UAE bank to establish a representative office in China.
Within our group are a number of diverse subsidiaries: Union Brokerage Company (UBC)- one of the oldest brokerage firms in the UAE, Al Wifaq Finance Company – a 100% sharia compliant finance company, Injaz Marketing and Management Company – Our Sales and Marketing subsidiary and Al Wifaq Properties Company – a Property Management company.
We’re rated strongly and consistently, as indicated by our independent ratings and recognitions. Our Foreign Currency Long Term and Foreign Currency Short Term ratings by leading rating agencies are:
Everything we do is rooted in our core values, which are: Integrity & Transparency, Customer Focus, Team spirit, Continuous Improvement, Nurturing Staff, Responsible Community Membership and Best practices. They’re our foundation and guide our strategy and approach to business.
We’re the bank that cares. This means that everything we do; we do for our customers and our stakeholders. We innovate and expand our range of products and services using the feedback and insights we get directly from our customers. And it’s working, as the many local and regional awards we’ve won clearly show. We’re also actively making life better for the communities in which we operate, and we’re invested in protecting the environment for the long term.
Our shareholders, customers, employees, society, business partners and the environment are all impacted by what we do. They also heavily influence the way we run our business.
Our success and growth depends on the ways in which we can create real value for these stakeholders through our products and services, our contribution to the economy, social development and our respect for the environment. When we say “We Care”, we mean it. We demonstrate it in all our business operations, by understanding and addressing the issues that our stakeholders care about most.
Read more about our Corporate Social Responsibility (CSR) and sustainability Initiatives here.