Value Plus Current Account


  • Free online and telephone banking
  • Free unlimited UNB teller transactions
  • Free utility bill payment online and telephone banking
  • One free outward remittance (SWIFT) per month
  • One free demand draft or pay order per month
  • One free setting up of standing instructions at no cost
  • One free Direct Debit Authority per year
  • Two free personalised cheque books per year max 50 leaf
  • A free MasterCard Platinum Debit Card and up to 4 supplementary MasterCard Platinum Debit Cards
  • 1% cashback up to a maximum of AED 200 per month on all point of sale paypoint transactions with the MasterCard Platinum Debit Card T&C apply
  • 50% discount up to a maximum of AED 30 per month on movie tickets each month, purchased with your MasterCard Platinum Debit Card
  • One free airport pickup or drop-off per year within UAE on air tickets booked through any UNB card
  • Access to a UNB partner chauffeur service for airport pickup or drop-off in a luxury car
  • Free life insurance of AED 100,000 in case of death or permanent total disability due to an accident or sickness.*


You work hard for your money. Wouldn’t it be great to make it work for you? 

UNB’s ValuePlus Current Account makes sure it does, by rewarding you every time you make a transaction. With this unique offering, you’re able to earn special incentives such as cashback on your spending, lifestyle and insurance benefits, and lounge access at several regional airports. 

It’s our way of saying thank you for making UNB your financial home, our way of applauding good financial habits, and our way of making your life that much easier. 

Available in AED only.

Airport Lounge Access

Gain access to airport lounges at these airports:

Abu Dhabi  
Kuwaiti City  
Saudi Arabia  

Fees and tariffs

Annual charges  
Account opening fees  
Closing fees  
AED 105 within one year thereafter free  
Initial deposit amount  
AED 3,000  
Balance requirement  
monthly average balance of AED 40,000  
Minimum balance maintenance charges  
AED 105  
Fees & Charges are in line with UAE central Bank policies and inclusive of VAT (Value Added Tax)  


Aplicants must be

  • UAE resident

Terms & Conditions

Terms & Conditions Apply

*UNB’s insurance partner is Orient Insurance PJSC. We facilitate this insurance and are not liable in any way in case of a dispute.

Interest rates are subject to change without prior notice.

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