Al Ahbab Account for Kids


  • A bank account with as little as AED 100 as an opening deposit
  • Interest rate of 1.25% per annum for a balance of AED 8,000 plus
  • Interest payout every 6 months
  • Discounts at selected outlets through your UNB card
  • Free money transfer from your parents’ UNB bank accounts
  • No transaction fees
  • Personalised debit card for complete financial freedom
  • Free online and mobile banking
  • Free SMS notifications & e-statements, so you can track all your transactions
  • 24/7 access to our Call Centre


What does your child dream of becoming? An astronaut, maybe, or a fireman?

It’s always a pleasure for parents to listen to their children planning their future, and financial planning is certainly one way to help make their dreams come true.  It’s never too early to learn about saving, which is why UNB has introduced Al Ahbab, a savings account designed especially to help children learn good financial habits.

Think of it as handing your little doctor her first stethoscope. 

Fees and tariffs

Account opening fees  
Closing fees  
AED 105 within the 1st year after 1st year free  
Initial deposit amount  
AED 100  
Balance requirement  
Minimum balance maintenance charges  
Semi-annual charges  
Annual charges  
Fees & Charges are in line with UAE central Bank policies and inclusive of VAT (Value Added Tax)  


Guardians could be a UNB Account holder and non UNB Account holders

Aplicants must be:

  • Children or young adults up to 15 years of age
  • A UAE resident

Terms & Conditions

Terms & conditions apply

  • To open an Al Ahbab account, you need to obtain the relevant account opening documents from your UNB branch. Bring your ID copies with originals so that we can verify them. 
  • Al Ahbab accounts can be opened in AED currency only. 
  • The account will be opened in the name of the minor under guardianship, as per normal bank minor procedures. 
  • A debit card will only be issued in the name of the guardian if the Al Ahbab account holder is under the age of 12 years. 

The bank reserves the right to change the interest rates, fees & tariffs, charges and terms & conditions at its own discretion, without any prior notice.

Discover more offers