Al Foursan Account for Young Adults


  • A bank account with as little as AED 100 as an opening deposit
  • Interest rate of up to 1.50% per annum
  • Interest payout every 6 months
  • Discounts at selected outlets through your UNB card
  • Free money transfer from your parents’ UNB bank accounts
  • No transaction fees
  • Personalised debit card for complete financial freedom
  • Free online and mobile banking
  • Free SMS notifications & e-statements, so you can track all your transactions
  • 24/7 access to our Call Centre


Finishing school and taking your first steps towards independence. First cars and new families. 

This is surely one of the most exciting times of your life; a time for you to find out who you really are and make a statement about how you want to live your life. But it can also be challenging. After all, you might be achieving independence, but it may still be a while until you have true financial freedom. 

Why not trust UNB to smooth the way? We’ll help you find the best balance between saving and spending, setting you on the path to financial security.

Fees and tariffs

Account opening fees  
Closing fees  
AED 105, if closed within a year. No charges apply after one year  
Initial deposit amount  
AED 100  
Balance requirement  
AED 250 monthly average balance  
Minimum balance maintenance charges  
AED 5.25  
Semi-annual charges  
Annual charges  
Fees & Charges are in line with UAE central Bank policies and inclusive of VAT (Value Added Tax)  


Guardians could be a UNB Account holder and non UNB Account holders

Aplicants must be:

  • Between 15 and 25 years old
  • A UAE resident

Terms & Conditions

Terms & conditions apply

  • To open an Al Foursan account, you need to obtain the relevant account opening documents from your UNB branch. Bring your ID copies with originals so that we can verify them. 
  • Al Foursan accounts can be opened in AED currency only.
  • For account holders under the age of 18, Al Foursan accounts can be opened in the name of the youth under guardianship. For over 18s, normal procedures apply.
  • UNB will not charge parents or guardians for transfers made from the parent or guardian’s UNB account to the Al Foursan account. Terms & conditions apply. The bank reserves the right to change the interest rates, fees & tariffs.

The bank reserves the right to change the interest rates, fees & tariffs, charges and terms & conditions at its own discretion, without any prior notice.

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