Payroll Account


  • A bank account with no minimum account opening or balance maintenance requirement
  • Interest rates at prevailing rates on a Payroll Savings Account
  • Interest payout every 6 months
  • Discounts at selected outlets through your UNB card
  • No transaction fees
  • Personalised debit card
  • Cheque book facility on A Payroll Current Account as per the bank policy
  • Free online and mobile banking
  • Free SMS notifications & e-statements, so you can track all your transactions
  • 24/7 access to our Call Centre


Today’s business environment is competitive, to say the least.

With all your energy and resources invested in your company’s operations and keeping your brand in first place, it’s imperative that administrative functions – like payroll – take place automatically.

With UNB’s Payroll Current or Savings Account, you can trust us to look after your employees’ remuneration.

Simply give us your payroll details, and we’ll execute your salary payments. Every month. Like clockwork.

Fees and tariffs

Account opening fees  
Closing fees  
AED 105, if closed within a year. No charges apply after one year  
Initial deposit amount  
Balance requirement  
Minimum balance maintenance charges:  
Semi-annual charges  
Annual charges  
Fees & Charges are in line with UAE central Bank policies and inclusive of VAT (Value Added Tax)  


Aplicants must be:

  • A salaried individual
  • A UAE resident

Terms & Conditions

Terms & conditions apply

The bank reserves the right to change the interest rates, fees & tariffs, charges and terms & conditions at its own discretion, without any prior notice.

  • The UNB Payroll Account is available in AED currency only.
  • There is no minimum account opening or balance maintenance requirement.
  • No interest is available on a UNB Payroll Current Account. Prevailing Savings Account interest rates will apply for a UNB Payroll Savings Account.
  • A cheque book facility is available for a UNB Payroll Current Account as per the bank policy.

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