Savings Account


  • A bank account with as little as AED 250 as an opening deposit
  • Interest payout every 6 months
  • Discounts at selected outlets through your UNB card
  • No transaction fees
  • Personalised Debit Card for complete financial freedom, plus up to two free supplementary cards
  • Free online and mobile banking
  • Free SMS notifications & e-statements, so you can track all your transactions
  • 24/7 access to our Call Centre


Start saving for the future you’re dreaming of - today. 

The thought of putting away money every month may seem like a challenge, especially if you’re already working on managing your day to day expenses. But that’s where we come in. UNB’s Savings Account is an easy to use account that takes care of your money, and has no transaction charges. 

With UNB, the future really is brighter. 

The account is available in local and major foreign currencies.

Fees and tariffs

Account opening fees  
Closing fees  
AED 105, if closed within a year. No charges apply after one year  
Initial deposit amount  
AED 250  
Balance requirement  
AED 3,000 monthly average balance  
Minimum balance maintenance charges  
AED 26.50  
Semi-annual charges  
Annual charges  
Transaction fees  
Fees & Charges are in line with UAE central Bank policies and inclusive of VAT (Value Added Tax)  


Aplicants must be:

  • Able to maintain a monthly average balance of AED 3,000 or more
  • An individual
  • A UAE resident

Terms & Conditions

Terms & conditions apply

The bank reserves the right to change the interest rates, fees & tariffs, charges and terms & conditions at its own discretion, without any prior notice.

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