UNB Platinum Card

UNB Platinum Card

UNB Platinum Card


  • Earn 1.5% cashback** on your total spend
  • Exclusive dining, shopping and entertainment offers
  • Complimentary Marhaba and Golden Class services at Dubai and Abu Dhabi airports when you book your air ticket using your UNB Platinum Credit Card. *
  • Instalment plans of up to 12 months for purchases at leading UAE outlets
  • Free online and mobile banking
  • Free SMS notifications & e-statements, so you can track all your transactions
  • 24/7 access to our Call Centre
  • Balance transfer facility available


Because you’re always giving of your best, you expect your bank to do the same. You expect performance from your financial instruments, and rewards from your Credit Cards. We understand. That’s why we offer you the UNB Visa Platinum Card, a card with a 50-day interest-free grace period, 24-hour customer service and cashback options. 

Let your Credit Card keep pace with your lifestyle.

Airport Lounge Access

Avail complimentary Marhaba and Golden Class lounge services when you book your ticket using your UNB Platinum Credit Card.*

Complimentary Marhaba and Golden Class services at Dubai and Abu Dhabi airports when you book your air ticket using your UNB Platinum Credit Card.*

Balance Transfer

DescriptionPricing & Tenors
New and existing UNB customersUp to 0.69% per month
For tenors up to 36 months for expatriates
For tenors up to 48 months for UAE Nationals
NOTE(UAE Nationals should not be over 65 years old at tenor maturity; expats should not be over 60 years old)
Minimum balance transfer amount: AED 2,000

Fees and Tariffs

Annual fee  
AED 630  
Annual fee Supplementary (4 free)  
AED 525  
Point of Sale interest Rate -per month  
Starting from 3.19%  
Cash Advance per month  
Starting from 3.25%  
Cash withdrawal fee  
3.15% minimum AED 105  
Late payment fee  
AED 241.50  
Over-limit fee  
AED 210  
Duplicate statement  
AED 47.25  
Copy Request  
AED 68.25  
Credit shield per month  
Foreign transaction fee  
Payment at exchange houses  
AED 5.25 / transaction  
AED transaction outside UAE  
Replacement card  
AED 78.75  
Liability / No Liability Letter  
AED 52.50  

Fees inclusive of applicable VAT charges

Note: You can ask for information on any other fees and charges that apply to you at any UNB branch.

All charges are subject to change.


Applicants must be:

  • Earning at least AED 18,000 per month
  • Employed at current employer for at least 6 months (with confirmation)

Terms & Conditions

Terms & conditions apply

*Book your lounge service 24 hours prior to flight arrival or departure by calling us on 600566665. Up to 3 complimentary individual “Meet and Greet Service & Lounge Access” at Dubai or Abu Dhabi International Airport per calendar year within 120 days of booking the tickets using UNB Platinum Credit Card with a minimum air ticket value of AED 1,000 per traveling person.

The bank reserves the right to change the interest rates, fees & tariffs, charges and terms & conditions at its own discretion, without any prior notice.

A minimum of AED 1,000 transaction value based on the number of persons under the booking.

**Minimum monthly retail spend of AED 1000 required for earning cashback on spend. Maximum cashback earned is AED 150 per month.

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