UNB ADCOOP Extra Titanium co-brand Card

UNB ADCOOP Extra and Spar Titanium Card

UNB ADCOOP Extra Titanium co-brand Card

Overview

  • 4% cashback on all purchases at Spar and Abu Dhabi COOP Supermarket and Hypermarket outlets
  • 0.4% cashback on all other purchases
  • Exclusive discounts of up to 50% off at Spar and Abu Dhabi COOP Supermarket and Hypermarket outlets
  • Monthly instalment plan at 0% per month for purchases at Spar and Abu Dhabi COOP Supermarkets and Hypermarkets
  • Unlimited free access to 10+ airport lounges across GCC
  • 20% discounts on Careem rides twice a month
  • Hundreds of buy 1 get 1 offers across hotels , dining, spas, leisure and entertainment in Middle East & Africa
  • Exciting discounts of up to 40% at 250+ across renowned shopping, leisure & entertainment partners
  • 0% interest instalment plan for up to 6 months on spend at 30+ partner outlets. No processing fees

Compare

Who knew grocery shopping could bring you so much more than your daily groceries? With UNB ADCOOP Extra and Spar Titanium Card, you are rewarded on every spend through our exclusive partnership with ADCOOP and Spar. Packed with rewarding benefits, this card adds true value to your wallet.

Rewards

Up to 4% Cashback on Every Spend

  • 4% cashback on all purchases at Spar and Abu Dhabi COOP Supermarket and Hypermarket outlets
  • 0.4% cashback on all other retail purchases
  • To redeem your ADCOOP and Spar cashback, just call 600566665. You will receive ADCOOP and Spar gift vouchers to the value of your cashback earnings which can be used at all participating Abu Dhabi COOP Group stores.
  • Conditions: You need to spend at least AED 500 per month to earn cashback. Maximum cash back amount is AED 4,800 per year

Travel Privileges

Complimentary airport lounge access across GCC

Both primary and supplementary UNB ADCOOP Extra and Spar Titanium cardholders can enjoy unlimited free airport lounge access at 10+ lounges across GCC including UAE, KSA, Jordan, Kuwait and Egypt. Just show your valid UNB ADCOOP Extra and Spar Titanium Card at the reception of lounges to get your complimentary access. Click here for more details.

20% Off on Careem Rides

Book a ride with Careem and have your own personal driver take you where you need to go. With UNB ADCOOP Extra and Spar Titanium Card, get:

  • Your first ride free (for new Careem customers only)
  • Two 20% discounted rides, monthly
  • Valid for Bookings via Careem Mobile App

Click here for more details.

Lifestyle Privileges

Hundredsof Buy 1 Get 1 Offers

Choose from hundreds of complimentary offers throughout the Middle East & Africa across hotels, fine dining, premium spas, and more, when paying with your UNB ADCOOP Extra and Spar Titanium Card. Download the Mastercard Buy 1 Get 1 App to browse the best offers with 900+ offers across 90+ destinations and 600+ merchants. Clickhere for more details.

Exciting Discounts & 0% Instalment Plans

Enjoy exciting offers of upto 40% off across renowned brands in UAE when you pay using your UNB ADCOOP Extra and Spar Titanium Card.

Also, you can convert your purchases into easy instalments for upto 6 months at 0% interest across 30+ renowned brands in popular retail categories including travel, hotels, jewelry, electronics & more. Click here for more details

Schedule of Charges

Annual fee  
Nil  
Annual fee Supplementary (4 free)  
AED 105  
Point of Sale interest Rate -per month  
Starting from 3.19%  
Cash Advance per month  
Starting from 3.25%  
Cash withdrawal fee  
3.15% minimum AED 105  
Late payment fee  
AED 241.50  
Over-limit fee  
AED 210  
Duplicate statement  
AED 47.25  
Copy Request  
AED 68.25  
Credit shield per month  
0.935%  
Foreign transaction fee  
2.99%  
Payment at exchange houses  
AED 5.25 / transaction  
AED transaction outside UAE  
2.1%  
Replacement card  
AED 78.75  
Liability / No Liability Letter  
AED 52.50  

Fees inclusive of applicable VAT charges

^ Excluding payment association fees

Note: You can ask for information on any other fees and charges that apply to you at any UNB branch.

All charges are subject to change.

Eligibility

Applicants must be:

  • Earning at least AED 5,000 per month

Terms & Conditions

Terms & Conditions apply

*Maximum cash back amount – AED 4,800 per year

The Bank may, from time to time by giving notice in writing or by publication, vary the Minimum Payment Amount, rate of finance charge or interest or any other charges/fees specified in Terms and Conditions. Such variations apply from the effective date specified by the Bank.

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