UNB Internet Card

UNB Internet Card

UNB Internet Card


  • No annual fee*
  • Safe, convenient online shopping with the added protection of MasterCard’s 3D Secure technology
  • 50% movie cashback as UNB miles
  • Set your own Card limit, linked to your primary card through online banking (Uninet)
  • Balance transfer facility available
  • Free online and mobile banking
  • Free SMS notifications & e-statements, so you can track all your transactions
  • 24/7 access to our Call Centre


Have you ever hesitated from using your Credit Card online, for the fear of fraud? We understand your concerns and that’s why we have designed the UNB Internet Card with the MasterCard 3DSecure authentication technology, minimising your risk. All you need is to apply for the Internet Card against your Credit Card and set a desirable limit on it, to shop online. What’s more you don’t have to wait in shopping queues and crowds in malls – get shopping!


Online shopping  
1 UNBmile for every AED 1 spent  
Movie cashback  

Fees and Tariffs

Annual fee  
Annual fee Supplementary (4 free)  
AED 105  
Point of Sale interest Rate - per month  
Starting from 3.19%  
Cash Advance per month  
Starting from 3.25%  
Cash withdrawal fee  
3.15% minimum AED 105  
Late payment fee  
AED 315  
Over-limit fee**  
AED 210  
Duplicate statement / copy request  
AED 105  
Credit shield per month  
Foreign transaction fee ^  
Payment at exchange houses  
AED 5.25 / transaction  
AED transaction outside UAE  
Replacement card  
AED 157.50  

Fees inclusive of applicable VAT charges

Over-limit fee for Classic cards is AED 315

^ Excluding payment association fees

Note: You can ask for information on any other fees and charges that apply to you at any UNB branch.

All charges are subject to change.


Applicants must be:

  • An existing UNB customer and UNB Credit Cardholder

Terms & conditions

Terms & conditions apply

*If you’re already a UNB customer.

The Bank may, from time to time by giving notice in writing or by publication, vary the Minimum Payment Amount, rate of finance charge or interest or any other charges/fees specified in Terms and Conditions. Such variations apply from the effective date specified by the Bank.

Discover more offers