UNB International Travel Card

UNB International Travel Card


  • No annual fee*
  • Earn 1 UNBmile for every 1.5 AED you spend, with our rewards programme
  • 50% movie cashback, up to AED 125 per month
  • Special discounts on Marhaba and Golden Class services at Dubai and Abu Dhabi airports
  • Attractive forex rates
  • Balance transfer facility available
  • Free online and mobile banking
  • Free SMS notifications & e-statements, so you can track all your transactions
  • 24/7 access to our Call Centre


If you’re no stranger to airports and experience wanderlust almost as soon as you’re back from a trip, you need UNB’s International Travel Card. More than a credit card, it’s specially tailored to suit your lifestyle, giving you benefits like accommodation discounts and preferential forex rates. We can’t take the pain out of packing, but we can make travelling easier and more rewarding.


International spending  
Earn 1 UNBmile for every AED 1 you spend abroad  
Movie cashback  

Fees and Tariffs

Annual fee  
Annual fee Supplementary (4 free)  
AED 105  
Point of Sale interest Rate - per month  
Starting from 3.19%  
Cash Advance per month  
Starting from 3.25%  
Cash withdrawal fee  
3.15% minimum AED 105  
Late payment fee  
AED 241.50  
Over-limit fee**  
AED 210  
Duplicate statement  
AED 47.25  
Copy request  
AED 68.25  
Credit shield per month  
Foreign transaction fee ^  
Payment at exchange houses  
AED 5.25 / transaction  
AED transaction outside UAE  
Replacement card  
AED 52.50  
Liability / No Liability Letter  
AED 52.50  

Fees inclusive of applicable VAT charges 

** Over-limit fee for Classic cards is AED 315

^ Excluding payment association fees 

Note: You can ask for information on any other fees and charges that apply to you at any UNB branch. 

All charges are subject to change.

Balance Transfer

DescriptionPricing & Tenors
New and existing UNB customersUp to 0.69% per month
For tenors up to 36 months for expatriates
For tenors up to 48 months for UAE Nationals
NOTE(UAE Nationals should not be over the age of 65 at tenor maturity; expats should be no older than 60)
Minimum balance transfer amount: AED 2,000


Applicants must be:

  • Earning at least AED 5,000 per month
  • Employed at current employer for at least 6 months (with confirmation)

Terms & conditions

Terms & conditions apply


*If you’re already a UNB customer. If you’re new to UNB, your Card is free for two years.

The Bank may, from time to time by giving notice in writing or by publication, vary the Minimum Payment Amount, rate of finance charge or interest or any other charges/fees specified in Terms and Conditions. Such variations apply from the effective date specified by the Bank.

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