UNB World MasterCard

UNB Titanium Card

UNB Titanium Card


  • No annual fee
  • 50% movie cashback as UNB miles
  • Exclusive dining, shopping and entertainment offers
  • Airport lounge access with MasterCard at prime locations in the GCC
  • 0% interest for 3 months on travel purchases*
  • 0% interest for 6 months on balance transfer*
  • Instalment plans of up to 12 months for purchases at leading UAE outlets
  • Credit Shield insurance against personal accident and loss of employment
  • Free emergency auto assistance
  • Free annual auto registration or renewal
  • Free online and mobile banking
  • Free SMS notifications & e-statements, so you can track all your transactions
  • 24/7 access to our Call Centre
  • Balance transfer facility available


You work hard. You work smart. You have your sights on the very best – and that’s what UNB gives you, with the UNB Titanium Card. Our most exclusive card brings you our most exclusive benefits – because that’s what you deserve.


Local spending  
1.5 UNBmiles for every AED 1 you spend  
International Spending  
3 UNBmiles for every AED 1 you spend  

Airport Lounge Access

Gain access to lounges at these airports:

Travel benefits

Abu Dhabi  
Saudi Arabia  

Balance Transfer

DescriptionPricing & Tenors
New and existing UNB customersUp to 0.69% per month
For tenors up to 36 months for expatriates
For tenors up to 48 months for UAE Nationals
NOTE(UAE Nationals should not be over 65 years old at tenor maturity; expats should not be over 60 years old)
Minimum balance transfer amount: AED 2,000

Fees and Tariffs

Annual fee  
Annual fee Supplementary (4 free)  
AED 105  
Point of Sale interest Rate -per month  
Starting from 3.19%  
Cash Advance per month  
Starting from 3.25%  
Cash withdrawal fee  
3.15% minimum AED 105  
Late payment fee  
AED 315  
Over-limit fee  
AED 210  
Duplicate statement / copy request  
AED 105  
Credit shield per month  
Foreign transaction fee  
Payment at exchange houses  
AED 5.25 / transaction  
AED transaction outside UAE  
Replacement card  
AED 157.50  

Fees inclusive of applicable VAT charges

^ Excluding payment association fees

Note: You can ask for information on any other fees and charges that apply to you at any UNB branch.

All charges are subject to change


Applicants must be:

  • Earning at least AED 8,000 per month
  • Employed at current employer for at least 6 months (with confirmation)

Terms & Conditions

Terms & conditions apply

*Terms and conditions apply

The Bank may, from time to time by giving notice in writing or by publication, vary the Minimum Payment Amount, rate of finance charge or interest or any other charges/fees specified in Terms and Conditions. Such variations apply from the effective date specified by the Bank.

Discover more offers