UNB World MasterCard

UNB World MasterCard

UNB World MasterCard Card Image

Overview

  • Bonus 428,571 UNBmiles credited to your UNBmiles rewards account when you activate your card
  • 50% movie cashback, up to AED 125 per month
  • Exclusive dining, shopping and entertainment offers
  • Exciting travel offers and rewards from MasterCard
  • Free airport lounge access at over 550 airports worldwide
  • Free Marhaba and Golden Class airport services*
  • Exclusive privileges at over 1,000 hotel properties
  • Exclusive spa offers at Fairmont, Raffles and Swissôtel
  • Buy-1-get-1 offers, powered by The Entertainer
  • Worldwide golf privileges
  • Free travel insurance
  • Free travel accident and medical insurance (claim conveniently online)
  • Discounted fast track travel visa service
  • Balance transfer facility available
  • Card fraud protection (claim conveniently online)
  • Free online and mobile banking
  • Free SMS notifications & e-statements, so you can track all your transactions
  • 24/7 access to our Call Centre

Compare

Airports, time zones, hotels…travelling can take its toll. That’s why we’ve introduced the UNB World MasterCard, a card preloaded with AED 3,000 which rewards you with every swipe, no matter where in the world you find yourself. Because as a global citizen, you deserve the very best.

Just spend AED 100,000 within 12 months of your UNB World Mastercard issue date to unlock a world of benefits.

Rewards

Local spending  
1.5 UNBmiles for every AED 1 you spend  
International spending  
3 UNBmiles for every AED 1 you spend  
Weekend restaurant spending  
10 UNBmiles for every AED 1 you spend at restaurants during the weekend  

Airport Lounge Access

Gain access to lounges at 500 airports worldwide.

Offers & Experiences
Benefits
Terms and Conditions
Digital Insurance Claims

Fees and tariffs

Annual fee  
AED 600  
Annual fee Supplementary (4 free)  
AED 500  
Point of Sale interest Rate -per month  
Starting from 3.19%  
Cash Advance per month  
Starting from 3.25%  
Cash withdrawal fee  
3% minimum AED 100  
Late payment fee  
AED 300  
Over-limit fee  
AED 200  
Duplicate statement / copy request  
AED 100  
Credit shield per month  
0.89%  
Foreign transaction fee ^  
2.99%  
Payment at exchange houses  
AED 5/transaction  
AED transaction outside UAE  
2.00%  
Replacement card  
AED 150  

*Secured World Credit Card Point of Sale interest rate is 2.99% per month
^ Excluding payment association fees
Note: You can ask for information on any other fees and charges that apply to you at any UNB branch.
All charges are subject to change.

Balance Transfer

DescriptionPricing & Tenors
New and existing UNB customersUp to 0.69% per month
For tenors up to 36 months for expatriates
For tenors up to 48 months for UAE Nationals
NOTE(UAE Nationals should not be over the age of 65 at tenor maturity; expats should be no older than 60)
Minimum balance transfer amount: AED 2,000

Eligibility

Applicants must be:

  • Earning at least AED 30,000 per month
  • Employed at current employer for at least 6 months (with confirmation)

Terms & Conditions

Terms & conditions apply

*When you book your air ticket using your UNB World Credit Card.

The bank reserves the right to change the interest rates, fees & tariffs, charges and terms & conditions at its own discretion, without any prior notice.