UNB World MasterCard

UNB World Card

UNB World MasterCard Card Image

Overview

  • Welcome bonus of AED 3,000 worth of UNBmiles
  • Up to 10 UNBmiles for every AED of retail spend, with flexibility to redeem for booking airline tickets & hotels directly, getting wide variety of gift vouchers/cards and much more
  • Unlimited complimentary access at 750+ airport lounges across the world for primary and supplementary cardholders
  • Unlimited complimentary Marhaba and Golden Class airport services*
  • Complimentary hotel nights with Starwood Hotels and Resorts
  • 10% discount with Cleartrip on any international roundtrip airfare
  • *0% interest for 3 months on all travel purchases**
  • Complimentary multi-trip travel insurance including medical benefits
  • 50% value back on cinema spend anytime, anywhere in UAE
  • *0% interest for 6 months on balance transfer**
  • Free auto registration or renewal service once a year & free emergency roadside assistance anytime, anywhere in UAE
  • Hundreds of buy 1 get 1 offers across hotels , dining, spas, leisure and entertainment in Middle East & Africa
  • Exciting discounts of up to 40% across renowned shopping, leisure & entertainment partners & 0% interest instalment plan for up to 6 months on spend at 30+ partner outlets

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Welcome to UNB World Card- Your gateway to enriched lifestyle & unbound luxuries

Joining Offer & Rewards

Welcome Bonus of AED 3,000 worth of UNBmiles
  • Activate your UNB World Card and setup your 4-digit Card PIN by calling at our 24/7 HelpDesk number 600-566-665
  • Make a purchase using UNB World Card of any amount, anywhere
  • Pay the annual fee in full as billed in your card statement
  • On meeting the above mentioned criteria, UNBmiles worth AED 3,000 will be credited into your UNBmiles account. You can redeem the UNBmiles directly on our portal, for booking airline tickets & hotels, or on a wide variety of gift vouchers & much more.
  • Continue spending on your UNB World Card for a minimum spend of AED 100,000 within 1st 12 months of card issuance, or do a balance transfer from other bank’s card to UNB World Card in order to retain the offer. Call our HelpDesk at 600-566-665 to request for balance transfer.
  • Offer T&C apply. Click here for more details.

Up to 10 UNBmiles on Every Spend

UNBmiles Reward Program open doors to endless possibilities from earning rewards on card spend to direct redemption options across flights, hotels, gifts, shopping and much more.

Use your UNB World Card and earn:
  • 2 UNBmiles* for every AED 1 spent locally. No caps.
    4 UNBmiles* for every AED 1 spent internationally. No caps.
    10 UNBmiles* for every AED 1 spent on dining during weekends, upto AED 150 worth of UNBmiles per month
  • Redeem your UNBmiles for booking air tickets and hotels, gift vouchers, and much more directly from UNBmiles portal. Call our 24/7 HelpDesk number 600-566-665 to get your customer number and then click here for accessing UNBmiles portal. You will be required to create a first time login ID and password using your Customer Number. Customer Number can alternatively be obtained from your UNB World Card statement.

*Minimum spend of AED 500 per month is required to earn UNBmiles. UNBmiles T&C apply. Click here for more details.

UNB World Card Travel Privileges

Unlimited Worldwide Access to Airport Lounges

Treat yourself with an indulging experience at luxurious airport lounges worldwide. Your UNB World Card entitles you and your supplementary cardholder(s) free unlimited access to 750+ airport lounges globally in partnership with the LoungeKey Program

  • There is no registration required
  • All you have to do is to show your UNB World Card at reception of the lounge and mention “LoungeKey” to avail the benefit
  • Click here to find list of available lounges at your given destination

Complimentary Marhaba & Golden Class Services

Enjoy unlimited Marhaba and Golden class Meet & Greet and Lounge Services at Dubai and Abu Dhabi airports when you purchase your ticket using UNB World Card. Call our HelpDesk at 600-566-665 to avail the offer.

Complimentary Hotel Nights with Starwood Hotels & Resorts

Ensure your stay is truly rewarding with your UNB World Card.

  • Book two nights at participating Starwood Hotels & Resorts properties and get the third night free.
  • Book three nights and get the fourth night free.
  • Alternatively, book four nights and get the fifth and sixth nights free. The offer is applicable at more than 175 properties across Europe, the Middle East and Africa, including:
    • St. Regis
    • Le Méridien
    • Luxury Collection
    • W Hotels
    • Westin
    • Sheraton
  • Visit www.spg.com/mastercard to book your stay and get complimentary nights. Terms & conditions apply. Click here for more details.

Airfare Discounts with Cleartrip

Save more when you travel with your UNB World Card. Book your ticket on Cleartrip and enjoy a 10% discount on any international roundtrip airfare.

  • No minimum amount restrictions
  • Discount is applicable on all airlines available at Cleartrip
  • Discount is applicable on base fare only
  • Simply click here & book your flight. Enter promo code MCWORLD and pay with your UNB World Card to avail the offer.
  • Terms & conditions apply. Click here for more details

0% Interest for 3 Months on all Travel Purchases

With UNB World Card, you can now take more frequent vacations without worrying about the expenses. As a privileged customer, you can convert your travel purchases into equal instalments at 0% interest for 3 months without any processing fee. All you have to do is to spend on travel categories such as hotels and air tickets, and contact our HelpDesk at 600-566-665 before your next billing cycle to avail the offer. T&C apply.

Hertz Gold Plus Rewards® Five Star Membership

Renting a car is now hassle-free. With UNB World Card, you are automatically eligible for Hertz Gold Plus Rewards® Five Star, which is otherwise obtainable through 7 qualifying Hertz Gold Plus Rewards® rentals in a 12-month period. Enjoy special privileges and benefits, such as:

  • Bypassing the rental queue at many of the world's busiest airports
  • One car class upgrade at participating locations (subject to availability)
  • Faster returns with Hertz Instant Return®
  • Up to 15% off best publicly available rates at participating Hertz locations worldwide
  • Fee waiver for an additional driver (spouse/domestic partner for Gold Plus Rewards Members)
  • Simply click here to enroll in Gold Plus Rewards and get upgraded to Five Star status. If you are already a Gold Plus Rewards member, please login to your profile and enter CDP 814540 to upgrade to Five Star.
  • Terms & conditions apply. Click here for more details.

Luxury Serviced Apartment Discounts

Now when you travel for extended periods of time, you can feel at home with discounts of up to 15% on your stay at prime luxury serviced apartments, which includes:

  • Over 2,500 Onefinestay properties across London, New York, Los Angeles, Paris, and Rome
  • Grosvenor House Dubai
  • Over 25 Oakwood properties across eight countries in Asia Pacific, including China, Japan, Thailand and India
Please  refer below for details on how to avail the offer at each of the given properties:
  • Onefinestay: Visit www.onefinestay.com, choose your dates of travel, city, and preferred property. Then, enter promo code MCWORLDwhen checking out and pay with your UNB World Card.
  • GrosvenorHouse Dubai: Simply send an email to reservations.lrmgh@starwoodhotels.com or call +971 4317 6565 to book your stay and provide promocode MCWORLD to enjoy this benefit
  • Oakwoodproperties: Visit www.oakwoodasia.com/promotions.php and click on the Mastercard banner to book your stay. Please ensure to enter promocode MCMEA and use your UNB World Card on the payment page to enjoy this benefit.
  • Terms & conditions apply. Click here for more details.

20% Off on Careem Rides

Book a ride with Careem and have your own personal driver take you where you need to go. Now when you travel across countries in the Middle East with UNB World Card, you can enjoy:

  • Your first ride free (for new Careem customers only)
  • Valid for Bookings via Careem Mobile App
  • Two 20% discounted rides, monthly
  • To avail the offer, download the Careem app from the iOS or Google Play app store. No promo code is required for the free ride. Just add your UNB World Card as a payment option in the mobile app, and enjoy your trip. To enable the 20% discount, please enter promo code MASTERCARD.
  • Terms & conditions apply. Click here for more details.

Insurance  Facilities

Travel Inconvenience Insurance

Whether your luggage goes amiss or flight delays interrupt your plans, your UNB World Card can compensate you for:

  • Baggage loss - up to USD 3,000
  • Baggage delay - USD 300
  • Trip cancellation - up to USD 7,500
  • Trip curtailment - up to USD 7,500
  • Trip delay - USD 300
  • Missed connection - USD 300

Click here to file a claim online. Terms & conditions apply. Click here for more details.

Travel  Medical  Insurance

Travel Medical Insurance includes the following:

  • Personal accident insurance - up to USD 500,000
  • Emergency medical evacuation and repatriation - up to USD 500,000
  • Medical emergency expenses - up to USD 500,000
  • Daily in-hospital cash benefit – up to USD 100 per day

Click here to file a claim online. Terms & conditions apply. Click here for more details.

Travel insurance confirmation letter for visa services

Obtaining a travel insurance confirmation letter has never been easier. As a UNB World Cardholder you can generate a letter online seamlessly and immediately for your Schengen or other visa requirements.

Click here to generate your travel insurance letter

UNB World Card Lifestyle Privileges

50% Value Back on Movies

Get 50% value back on cinema spend anytime, anywhere with UNB World Card. Maximum value-back is up to AED 125 per month in the form of UNBmiles, subject to minimum monthly spend of AED 1,500 on your card.

UNBmiles T&C apply. Click here for more details


0% Interest for 6 Months on Balance Transfer

Transfer your credit card outstanding balance from other bank’s card to UNB World Card within 6 months of UNB World Card issuance date and enjoy instalment for upto 6 months at 0% interest, with a 2% processing fee. Call at 600-566-665 to avail the offer.

Free Auto Registration or RenewalServices

Get free annual auto registration or renewal and free emergency road side assistance anytime anywhere in UAE. Services include minor mechanical assistance, accident recovery, battery boosting, fixing a flat tire, lock service, emergency fuel delivery and towing facilities. Call 8008181 to avail the service.

MyUS Shipping Discounts

Shop at 100,000+ US retailers including Apple, Amazon and Ralph Lauren and get fast, reliable, affordable international shipping! As a UNB World cardholder, you will receive:

  • A MyUS address to use at checkout with your favorite online stores
  • Free Premium Membership for 2 years (a $120 value)
  • Free account setup (a $20 value)
  • 30% off shipping for first month following registration
  • 20% off shipping for remainder of 2 year membership

To avail the offer, register at www.myus.com/welcome/mastercardpremium/ and use your UNB World Card on the payment page.

Terms & conditions apply. Click here for more details.

Hundreds of Buy 1 Get 1 Offers

Choose from hundreds of complimentary offers throughout the Middle East & Africa across hotels, fine dining, premium spas, and more, when paying with your UNB World Card.

Download the Mastercard Buy 1 Get 1 App to browse the best offers with 900+ offers across 90+ destinations and 600+ merchants.

Click here for more details.

Exciting Discounts & 0% Instalment  Plans

Enjoy exciting offers of upto 40% off across renowned brands in UAE when you pay using your UNB World Card.  

Also, you can convert your purchases into easy instalments for upto 6 months at 0% interest across 30+ renowned brands in popular retail categories including travel, hotels, jewelry, electronics & more. Click here for more details

Schedule of Charges

Annual fee  
630  
Annual fee Supplementary (4 free)  
525  
Point of Sale interest Rate -per month  
Starting from 3.19%  
Cash Advance per month  
Starting from 3.25%  
Cash withdrawal fee  
3.15% minimum AED 105  
Late payment fee  
AED 315  
Over-limit fee  
AED 210  
Duplicate statement / copy request  
AED 105  
Credit shield per month  
0.935%  
Foreign transaction fee ^  
2.99%  
Payment at exchange houses  
AED 5.25/transaction  
AED transaction outside UAE  
2.1%  
Replacement card  
AED 157.50  

Fees inclusive of applicable VAT charges

*Secured World Credit Card Point of Sale interest rate is 2.99% per month 

^ Excluding payment association fees 

Note: You can ask for information on any other fees and charges that apply to you at any UNB branch. 

All charges are subject to change

 

Eligibility

Applicants must be:

  • Earning at least AED 20,000 per month

Terms & Conditions

*When you book your air ticket using your UNB World Credit Card.

**Terms & conditions apply

The bank reserves the right to change the interest rates, fees & tariffs, charges and terms & conditions at its own discretion, without any prior notice.

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