Comprehensive Motor Insurance

Motor Insurance


  • Instant and online policy (also available at any UNB branch counter)
  • Competitive premiums
  • No-claim discount if you’ve had no previous accidents
  • Free car registration and renewal services
  • Optional car replacement service if you have an accident
  • Earn Etihad Guest miles on premiums paid

Picture the exciting moment when you’ll drive your brand new car out of the dealership and onto the open road. The minute it becomes yours. In that instant, you’ll be thinking about how good the steering wheel feels under your hands. But can you really enjoy every minute of being in the drivers seat unless you know you’re covered for any potential risks?

As the owner of a high-value asset, you need to know you’re financially protected against any kind of damage to or loss of your vehicle.

You probably know that a third party liability policy is the basic UAE legal requirement for car owners. But did you know this covers death or bodily injury to a third party and property damage caused by your vehicle - it doesn’t cover you for damage to or loss of your own vehicle. Our Comprehensive Motor Insurance does just that. It gives you the cover you need for your own car – agency repairs, accidents, fire and theft, windscreen damage, free roadside assistance and much more - as well as mandatory third party liability.

Apply online and get instant cover today. No admin, no waiting, no fuss – just complete peace of mind.


Agency repairs from date of first registration3 years
Comprehensive cover for vehiclesUp to 10 years
Fire and theft coverYes
Windscreen damage Up to AED 1,500
Third-party property damageAED 1,000,000
Personal accident benefits (driver & passengers) AED 200,000
Personal belongingAED 1,000
Off-road cover for 4WDYes
Oman cover extension (own damage only)Yes
24/7 roadside assistance service (provided by IMC)Gold membership
12-month warranty on bodywork repairsYes

Terms & Conditions

Policy Terms & Conditions apply and insurance is subject to sole discretion of AWNIC Insurance.

Disclaimer: This product is offered by AWNIC for UNB Customers and is subject to approval. Terms and Conditions of the product/insurance policy shall apply. UNB is neither responsible for, nor guarantees or warrants the quality, fitness for purpose, suitability of the product/cover being offered and does not accept any liability and will not be liable for any loss or damage arising directly or indirectly to the customer taking the insurance or nominated beneficiaries or any others.

The bank reserves the right to change the rates, fees & tariffs, charges and terms & conditions at its own discretion, without any prior notice.