Edu Care

Edu Care


  • Worldwide coverage
  • Flexible policy term from 5 to 30 years
  • Flexible premium your UNB account or credit card
  • Policy available in AED and USD
  • Option to take multiple policies
  • Reinstatement within 24 months without penalty
  • Limited premium payment options.

You want to give your child the best opportunities to succeed in a competitive world.

These days, it’s no longer just about giving your child an education. It’s a question of whether that education is rock solid. It’s whether that education has the backing of a reputable institution that can give them the keys to a bright future. This responsibility shouldn’t be burden to you as parents, and it shouldn’t make you put your other life plans on hold. This is why we’ve designed EduCare, a dual-purpose savings plan and insurance policy.

Have you thought about the possibility of opportunity passing your child by if anything were to happen to you? If, without you, the sole provider, there would be no way to fund their education, then an EduCare policy is a great way to future-proof your children’s potential.

Make sure that nothing comes in the way of them achieving and living the life of excellence they deserve: Take care of them now, so that they’ll be taken care of later.


Guaranteed maturity benefit  
Guaranteed 100% Sum Assured  
1% annual guaranteed bonus on the Sum Assured  
Annual reversionary bonus as declared by Orient Insurance PJSC  
Terminal bonus as declared by Orient Insurance PJSC  
Maturity benefit  
On completion of the plan term, the insurance provider will pay the policyholder or nominated beneficiary the sum assured plus the accrued bonuses.  
Death benefit  
100% of the sum assured after completion of policy term  
Accrued bonuses  
Waiver of Premium: In case of Policy holder’s death or permanent total disability, Orient insurance will continue to pay all the remaining premiums until maturity.  
Family Income Benefit: Upon death of policy holder, 1% of the sum assured will be paid to the family on monthly basis until plan maturity  
You can enhance your policy at minimal cost, to also cover:  
Accidental Death Benefit  
Permanent Total Disability (accident)  
Permanent Partial Disability  
Passive War Risk  
Permanent Total Disability (Accident and Sickness)  


Applicants must be:

  • A UAE National, GCC national or UAE resident with proof of valid ID
  • At least 18 years old
  • No older than 65 at the time of application
  • No older than 70 at policy maturity

Terms & Conditions

Policy Terms & Conditions apply and insurance is subject to sole discretion of Orient Insurance PJSC.

Disclaimer: This product is offered by Orient Insurance PJSC for UNB Customers and is subject to approval. Terms and Conditions of the product/insurance policy shall apply. UNB is neither responsible for, nor guarantees or warrants the quality, fitness for purpose, suitability of the product/cover being offered and does not accept any liability and will not be liable for any loss or damage arising directly or indirectly to the customer taking the insurance or nominated beneficiaries or any others.

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