Life Shield



  • Worldwide coverage
  • Monthly premium starting from as low as AED 250 per month
  • Choice of policy terms from 5 to 30 years
  • Flexible premium payment options
  • Pay your premium through any UNB account or credit card
  • Reinstatement within 24 months without penalty
  • Paid up facility available after completing two years
  • Loan facility
  • Automatic premium loan
  • Plans Available in AED and USD currency

It’s not comfortable to think about what would happen to your family in the event of your death. However, your preparing for that eventuality right now means that they’ll have a lot less to worry about later.

We’ll help you take care of those you love with our LifeShield insurance policy. This comprehensive plan, brought to you in conjunction with Orient Insurance PJSC, ensures that after your death, your family won’t be faced with daunting expenses they can’t meet. They could use the payouts to cover your outstanding loan repayments and mortgages. Think of them not having to be concerned about paying for your funeral expenses, comfortably being able to take care of bills, or being able to afford the additional childcare they may need.

And once your family has regained its footing, your loved ones can then start to consider working towards goals such as a child’s college education or wedding, retirement planning, aging adult care or simply saving towards an emergency fund.


Guaranteed maturity benefit  
Guaranteed 100% of the sum assured  
1% annual guaranteed bonus on the sum assured  
Annual reversionary bonus as declared by Orient Insurance PJSC  
Terminal bonus as declared by Orient Insurance PJSC  
Maturity benefit  
On completion of the plan term, the insurance provider will pay the policyholder or nominated beneficiary the sum assured plus the accrued bonuses  
Death benefit  
100% of the insured sum assured  
Accrued bonuses  
You can enhance your policy at minimal cost, to also cover:  
Accidental Death Benefit  
Permanent Total Disability (accident)  
Permanent Partial Disability  
Passive War Risk  
Permanent Total Disability (Accident and Sickness)  


Applicants must be:

  • A GCC national, UAE resident or a UAE National
  • At least 18 years old
  • No older than 65
  • No older than 70 at policy maturity.

Terms & Conditions

Policy Terms & Conditions apply and insurance is subject to sole discretion of Orient Insurance PJSC.

Disclaimer: This product is offered by Orient Insurance PJSC for UNB Customers and is subject to approval. Terms and Conditions of the product/insurance policy shall apply. UNB is neither responsible for, nor guarantees or warrants the quality, fitness for purpose, suitability of the product/cover being offered and does not accept any liability and will not be liable for any loss or damage arising directly or indirectly to the customer taking the insurance or nominated beneficiaries or any others.

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