• Worldwide coverage
  • Monthly premiums starting from as low as AED 250 per month
  • Choice of policy term length (6 to 30 years)
  • Flexible premium payment options
  • Easy payments through your UNB account or credit card
  • Reinstatement within 24 months without penalty
  • Paid up facility option after completing two years
  • Loan facility
  • Automatic premium loan
  • Plan Available in AED and USD currency

You find tremendous assurance in the fact that you’ve planned for your financial future. But, sometimes, you wish that you had a little extra for a project like renovating a bathroom or navigating an unforeseen circumstance. Or it could be for a longer term commitment, like buying a new home or funding your child’s education.

At UNB, we understand that there are times when you need payouts at regular intervals. That’s why we’ve joined forces with Orient Insurance PJSC to bring you TriPlus, a life insurance policy with three different payout dates.

It’s the best way to make your dreams come true, without putting your finances at risk.


With TriPlus insurance, you get:  
25% of sum assured on completion of one third of your policy term  
25% of sum assured on completion of two thirds of your policy term  
50% of the balance at maturity  
Guaranteed maturity benefit  
Guaranteed 50% of sum assured  
1% annual guaranteed bonus on sum assured  
Annual reversionary bonus as declared by Orient Insurance PJSC  
Terminal bonus as declared by Orient Insurance PJSC  
Maturity benefit  
On completion of the plan term, the insurance provider will pay the policyholder or nominated beneficiary the sum assured plus the accrued bonuses  
Death benefit  
100% of the sum assured  
Accrued bonus  
You can enhance your policy at minimal cost, to also cover:  
Accidental Death Benefit  
Permanent Total Disability (accident)  
Permanent Partial Disability  
Passive War Risk  


Applicants must be:

  • A UAE National, GCC national or UAE resident with proof of valid ID
  • At least 18 years old
  • No older than 64 at the time of application
  • No older than 70 at policy maturity

Terms & Conditions

Policy Terms & Conditions apply and insurance is subject to sole discretion of Orient Insurance PJSC.

Disclaimer: This product is offered by Orient Insurance PJSC for UNB Customers and is subject to approval. Terms and Conditions of the product/insurance policy shall apply. UNB is neither responsible for, nor guarantees or warrants the quality, fitness for purpose, suitability of the product/cover being offered and does not accept any liability and will not be liable for any loss or damage arising directly or indirectly to the customer taking the insurance or nominated beneficiaries or any others.

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