Rent Loan


  • Interest rates starting at 9% per annum
  • A loan to cover a full year’s rent on your UAE residence of choice
  • Manageable monthly instalments

Your search for the perfect villa or apartment has brought you to the place that you can see yourself looking forward to coming back to at the end of a long day. In other words, it just feels right. It feels like home. And you understand what they mean when they say that “home is not a place, it’s a feeling”, after all.

Having to pay your landlord your year’s rent in one, two or even more cheques is a big financial challenge. But with our Rent Loan, we take the pressure off: we’ll keep your commitment to your landlord, while you repay us each month in a manageable instalment. All you need to do is present us with your tenancy contract.

Why wait? Get settled in the home that meets your needs as soon as you’ve spoken to us. And if you’ve already moved in, don’t worry - you still have 60 days to talk to us about securing a UNB Rent Loan.

Fees and Tariffs

Processing fee  
1.05% of the principal loan amount (minimum AED 525 – maximum AED 2,625)  
Early settlement charges  
1.05% of the outstanding balance (subject to maximum of AED 10,500)  
Credit Life Insurance fee (mandatory)  
0.5% per annum of loan amount for each year of loan tenor (minimum AED 100)  
Issuance of Liability Letter  
AED 63  
Loan Cancellation fee  
AED 105  
Partial settlement fee  
1.05% of Outstanding amount, max AED 10,500  
Late payment charges  
AED 210  
Loan rescheduling fee  
AED 262.50  
Other fee  
AED 26.25  
Fees & Charges are in line with UAE Central Bank policies and inclusive of VAT (Value Added Tax)  


You do not need to have your salary transferred to a UNB account to apply for a UNB Rent Loan.

Applicants must be:

  • Earning at least AED 10,000 per month
  • A UAE National or UAE resident
  • At least 25 years old at time of application
  • No older than 60 at loan maturity
  • Employed at your current employer for at least 1 year at a UNB listed company, or 3 years at a non-UNB listed company

Terms & Conditions

Terms & conditions apply

  • The bank reserves the right to change the interest rates, fees & tariffs, charges and terms & conditions at its own discretion, without any prior notice
  • Approval of loans is at the discretion of the bank
  • All fees and charges are in line with the UAE Central Bank policies
  • For more details please visit nearest UNB branch

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